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Financial well-being of older Australians with multiple health conditions
Author(s)Jeromey B Temple, Ruth Williams
Journal titleAustralasian Journal on Ageing, vol 37, no 2, June 2018
PublisherWiley, June 2018
Pagespp 127-134
Sourcehttp://www.wileyonlinelibrary.com/journal/ajag
KeywordsIll health ; Physical disabilities ; Multiple disabilities ; Costs [care] ; Financial services [older people] ; Economic status [elderly] ; Evaluation ; Australia.
AnnotationGiven recent rises in out-of-pocket health expenses this study examined the financial wellbeing of older Australians with multiple health conditions and disabilities. The 2014 General Social Survey was used to measure: (i) their current financial position; (ii) their propensity to experience financial difficulties; and (iii) types of behaviours older people with multiple health conditions engage in to improve financial resilience. Compared to older Australians with no health conditions, respondents with multiple health conditions had lower incomes and assets and a higher propensity to hold consumer debt once controls were included. They were at a higher risk of cash flow difficulties, dissaving to meet day-to-day living expenses and exclusion from financial providers. However the majority of people with multiple health conditions engaged in financially resilient behaviours. Many older Australians with multiple health conditions were in a financially precarious situation with implications for the ability to afford ongoing increases in out-of-pocket health care costs. (JL).
Accession NumberCPA-180629203 A
ClassmarkCH: BN: BY: QDC: J: F:W: 4C: 7YA

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